Credit companies and Paypal phishing...

[neotoma]

One of my credit card companies called today, want to send me a credit report and a 'free' 30-day monitoring of my report. I went along with it, until I was transfered to a third-party and they asked for my email.

Now, I don't know about you, but I get enough phishing spam that I automatically discard anything that says "Paypal", "Ebay" or "Bank". I don't *have* a Paypal account, I haven't used Ebay in two years, and I don't do online banking.

It's bad enought that the credit card companies want to sell a service to you that they should be providing as a matter of course (why is fraud protection a *bonus*? banks wouldn't get away with that!), but giving it over to a company that is going to look like a phisher?

PPPLLLLAT!

However, that means I should probably look into getting a credit report and looking it over...

Comments

[ellid.livejournal.com]

They are *required* to give you one free credit report per year, by law. I'd definitely ignore the "credit protection" services, which are largely useless.

[neotoma.livejournal.com]

Yes, I know that the credit scoring companies are required to give out free reports.

I'm just getting tired of my credit card company trying to sell me stuff. The fact that I pay off my bill every month promptly must drive them nuts. They get very little profit from me.